01. What is short-term medical?
In many states, short-term medical can be issued for up to a 364 day term and you can be guaranteed an additional 2 terms, for a total of nearly 3 years. Short-term medical generally does not cover pre-existing conditions as defined in policies and varies by state.
02. What type of coverage is available on short-term medical?
Coverage itself is similar to traditional medical plans, except that it is issued for a term. It can cover such things as hospitalization, ER, surgery, doctor office calls, lab, imaging, testing, ambulance, and much more. Deductibles and coinsurance can vary by plan options. Options are available for maximums up to $1,000,000 per term, per covered family member.
03. How soon can I get covered?
Generally, next day coverage is available for accidents and up to 3 to 5 days for sickness.
04. Are network providers available in my area?
Our plans include some of the largest national ppo networks which should provide you ample availability of health providers.
05. Does short-term medical cover dental proceedures?
No. Dental insurance is completely separate.
06. Is coverage available for gaps like deductibles or coinsurance?
Talk to your agent or broker regarding minimizing financial exposure.
⚠ All plans may not be available in all states and coverage, coverage terms and carriers may vary by state. Information and plans are not available or offered in AK, AR, CT, ME, MD, NH, NM, SD, VT, WA.
Residents of South Carolina CANNOT use the United Healthcare links.
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This is a Limited Benefit Insurance Policy for Dental Expenses. Underwritten by Best Life & Health Insurance Company, Irvine, CA. Dental0374-BR-0520
This is a brief description of Policy Forms. State Variations:
GID-CPP-1019AL, GID-CPP-1019AZ, GID-CPP-1019FL, GID-CPP-1019GA, GID-CP15L-1019ID, GID-CP30H-1019ID, GID-CP50H-1019ID, GID-CPP-1019IL, GID-CPP-1019IN, GID-CPP-1019IA, GID-CPP-1019KS, GID-CPP-1019LA, GID-CPP-1019MI, GID-CPP-1019MS, GID-CPP-1019MO, GID-CPP-1019MT, GID-CPP-1019NC, GID-CPP-1019NE, GID-CPP-1019OH, GID-CPP-1019OK, GID-CPP-1019OR, GID-CPP-1019PA, GID-CPP-1019SC, GID-CPP-1019TN, GID-CPP-1019TX, GID-CPP-1019UT, GID-CPP-1019WY, GID-CPP-1022CA, GID-CPP-1022HI, GID-CPP-1022KY, GID-CPP-1022NM, GID-CPP-1022-ND. NOT AVAILABLE IN ALL STATES
License Numbers - Agent of Record Direct Business - Marc Malin - AL #A074957. AZ, IL, IA, KS, NC, OR #230620. FL #A163177, GA #401953, ID #AL16686, IN #303732N, LA #170434, MI #98048, MS #8802303, MO #234823, MT #901983, NE #0230620, OH #23919, OK #184858, PA #325358, SC #248316, TN #700045, TX #658300, UT #60675, WY #278351
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All content included or available on this website, including site design, text, graphics, interfaces, and the selection and arrangements thereof is Copyright © 2023 with all rights reserved, or is the property of MarcMalin.com. Any use of materials on the Website, including reproduction, modification, distribution, or replication, any form of data extraction or data mining, or other commercial exploitation of any kind, without prior written permission of an authorized officer of MarcMalin.com is strictly prohibited. Plans may be not be available in all states and coverage and coverage terms may vary by state. Information and plans are not available or offered in Maryland.