Superior Health
Products
for Individuals, Families & Businesses
Insurance Made Simple
Explore the Options
Select the Plan That's Right for You.
View Products & Plans >Who We Are
About Marc Malin
About Marc
Marc Malin opened his insurance agency in 1971, Previously Marc had served 5 years active duty, primarily in Special Forces and went on to serve in Special Forces Reserves with over 20 years of service.
More About Marc Malin
Passion
Marc volunteers for primarily Veterans Organization, participating with many service and charitable organizations. Former Officer and Lifetime Member of Special Forces Association.
Contact Marc Malin
Health Insurance Coverage Options at
Affordable Monthly Rates
- Health Insurance - For those in fairly good health and do not qualify for subsidies
- Dental & Vision Coverage - High limit PPO plans and plans that cover with any dentist
- Accident Coverage - To cover deductibles and coinsurance
- Coverage for Out of Pocket Medical Expenses - Helps take sting out of high deductibles & coinsurance
- Disability Income Coverage - For all occupations
- Truckers Occupational Coverage - 100% medical, disability to age 70, death and dismemberment
- Life Insurance - Even guaranteed issue term for those with serious pre-existing conditions
- Critical Illness Coverage - Pays in addition to your health insurance
- ...and much more!
Ready to Search for Your Coverage?
VIEW PRODUCTS
CLICK TO EMAIL
MarcMalin.com
Health Insurance Products
Click the products below for detailed information.
BestOne Dental
Plan Options & Details
CHOICE Plan Option $3,000 or $$5,000
Max benefits per calendar year, per covered family member.
- NO Waiting Period and NO Deductible
- *$25 Copay Per Visit
- Implants Covered on Major Services
- No Claim Forms In Network
- For Individuals and/or Families
Quote & Apply
Certain services include limitations; see Policy for details.
1Implants covered on same benefit schedule as a fixed prosthetic. *Coinsurance applies on certain procedures.
ECONOMY Plan Option $1,500
Max benefits per calendar year, per covered family member.
- NO Waiting Period for Preventive Services
- Rates Remain as of Issue Age
- 2 Large National PPO Networks
- 6 Month Waiting Period on Basic Services
- Available for Individuals and/or Families
Quote & Apply
Basic Covered Services
(Choice Plan & Economy Plan Options)Preventive
- ✔ Prophylaxis – adult and covered children; once every six months
- ✔ Topical fluoride – two per twelve months for covered children age 19 and under
- ✔ Sealants – one per tooth every thirty-six months for covered children age 19 and under
Diagnostic
- ✔ Oral evaluations; one every six months
- ✔ Comprehensive periodontal evaluations; one every six months
- ✔ Bitewing X-rays; one set every twelve months
- ✔ Vertical bitewings; one set every twelve months
Intermediate Covered Services
- (Choice Plan & Economy Plan Options)
-
Diagnostic & Treatment Services
- ✔ Palliative (emergency) treatment of dental pain
-
Restorative
- ✔ Amalgam, primary or permanent & resin-based composite
Major Covered Services
- (Choice Plan Option)
Restorative & Crowns
- ✔ Inlays , onlays and recementing
- ✔ Crowns; cast posts and core buildups
- ✔ Pin retention in addition to restoration
- ✔ Crown repair due to restorative material failure
Gingivectomy or gingivoplasty
- ✔ Gingival flap procedure
- ✔ Osseous surgery
- ✔ Periodontal scaling and root planing – one every thirty-six months
- ✔ Full-mouth debridement to enable comprehensive evaluation and diagnosis
- ✔ Periodontal maintenance – one every thirty-six months per individual
Prosthodontics
- ✔ Gingival flap procedure
- ✔ Complete and partial dentures – once every seven years for complete dentures to replace missing/broken teeth
- ✔ Adjustment and repair of dentures
Implants
CLICK to Quote & Apply BestOne Dental
- ✔ Limited to one in a lifetime per site and covered as an alternative to a fixed prosthetic only
- ✔ Cost of fixed prosthetic will be applied to the total value of the implant and implant-related services, not to exceed the cost of the fixed prosthetic
Dental Provider Lookup
(Click below to search for dental providers in your area)
CLICK for Provider Search Lookup
With BestOne Dental, members have access to some of the largest national networks available with more than 442,000 dental access locations throughout the country.
Exclusions & Limitations
For a complete listing of benefits, exclusions and limitations - please refer to your Policy. In the event of any discrepancies contained on this webpage, terms and conditions in the Policy documents shall govern. This website provides only a summary of information and the benefits and rates may vary by state.
Exclusions - This policy excludes and will not reimburse for the following services or charges.
- • Services provided by anyone other than a doctor of medical dentistry or a doctor of dental surgery, unless a licensed hygienist performs the services under the direction of a doctor of medical dentistry or a doctor of dental surgery, or a denturist.
- • Services received while on active duty with a military service of any country or international organization.
- • Services needed because of participation in a riot or insurrection or the commission of a felony.
- • Services needed as a result of a work-related injury or illness, whether or not covered under Worker's Compensation;
- • Services provided by an employer.
- • Services started before your effective date. Examples of excluded services under this paragraph include but are not limited to the following: obtaining an impression for an appliance, or a modification of one, before your effective date; preparing a tooth for a crown, bridge or other lab fabricated restorations before your effective date; opening a pulp chamber for root canal therapy before your effective date.
- • Services not completed before your termination date.
- • Services required because you failed to comply with professionally prescribed treatment.
- • Telephone consultation services.
- • Charges for your failure to keep a scheduled appointment.
- • Services that are primarily for cosmetic reasons. Examples include alteration or extraction of functional natural teeth for the purpose of changing appearance and replacement of restorations previously performed for cosmetic reasons.
- • Services for orthodontic treatment and orthodontia type procedures unless this policy defines those services as covered services.
- • Services received for or related to temporomandibular joint dysfunction (TMJ).
- • Charges in excess of the agreed to coverage amounts, as shown on the schedule of benefits.
- • Services for correction or alteration of occlusion, or any occlusal adjustments. Expenses incurred for night guards or any other appliances for the correction of harmful habits, except as defined as a Covered Dental Expense.
- • Charges for "safe fees" (e.g., gloves, masks, surgical scrubs and sterilization).
- • Charges for copies of records, charts, x-rays and any other costs associated with the forwarding or mailing of these copies, or for completing dental forms.
- • Charges for state or territorial taxes associated with dental services.
- • Charges for services received from two or more providers for a single procedure or course of care, if those charges would have been less if received from one provider and you made the decision to transfer your care during the procedure or course of care.
- • Services that are experimental or investigational.
- • Services that are not within the scope of the treating provider’s practice.
- • Services that are not Medically Necessary or that would not meet generally accepted standards of practice.
- • Charges that you would not legally have to pay if you did not have insurance unless mandated by law.
- • Services for specialized procedures and techniques, including precision attachments, personalization, and precious metal bases.
- • Charges for duplicate or provisional services or supplies.
- • Charges for plaque control programs, oral hygiene instruction, and dietary instructions.
- • Charges for gold foil restorations.
- • Charges for treatment at the hospital.
- • Service to adjust a denture or bridgework within six months after it is installed or adjusted, by the same provider who installed or adjusted it.
- • Charges for home health aides, including but not limited to toothpaste, fluoride gels, dental floss and teeth whiteners.
- • Services to seal teeth, other than permanent molars.
- • Charges to replace lost, stolen or misplaced dentures.
- • Charges to repair or replace damaged, lost or missing appliances.
- • Services to fabricate an athletic mouth guard;
- • Charges for internal bleaching, nitrous oxide, oral sedation, and/or topical medicament centers.
- • Charges for bone grafts in connection with extractions, apicoectomies or non-covered or non-eligible implants.
- • Charges for a Deductible, Coinsurance, or other cost-sharing amounts for which you are responsible.
- • Temporary services that are considered an integral part of a final services rather than a separate service.
- • Charges for veneers and related procedures.
- • Services not listed as a covered service.
- • Services received outside of the United States.
Underwritten by Best Life & Health Insurance Company PO Box 19721, Irvine, CA 92623
This is a Limited Benefit Insurance Policy for Dental Expenses. Underwritten by Best Life & Health Insurance Company, Irvine, CA. Dental0374-BR-0520
This is a brief description of Policy Forms. State Variations:
GID-CPP-1019AL, GID-CPP-1019AZ, GID-CPP-1019FL, GID-CPP-1019GA, GID-CP15L-1019ID, GID-CP30H-1019ID, GID-CP50H-1019ID, GID-CPP-1019IL, GID-CPP-1019IN, GID-CPP-1019IA, GID-CPP-1019KS, GID-CPP-1019LA, GID-CPP-1019MI, GID-CPP-1019MS, GID-CPP-1019MO, GID-CPP-1019MT, GID-CPP-1019NC, GID-CPP-1019NE, GID-CPP-1019OH, GID-CPP-1019OK, GID-CPP-1019OR, GID-CPP-1019PA, GID-CPP-1019SC, GID-CPP-1019TN, GID-CPP-1019TX, GID-CPP-1019UT, GID-CPP-1019WY, GID-CPP-1022CA, GID-CPP-1022HI, GID-CPP-1022KY, GID-CPP-1022NM, GID-CPP-1022-ND. NOT AVAILABLE IN ALL STATES
License Numbers - Agent of Record Direct Business - Marc Malin
AL #A074957. AZ, IL, IA, KS, NC, OR #230620. FL #A163177, GA #401953, ID #AL16686, IN #303732N, LA #170434, MI #98048, MS #8802303, MO #234823, MT #901983, NE #0230620, OH #23919, OK #184858, PA #325358, SC #248316, TN #700045, TX #658300, UT #60675, WY #278351
Plans may be not be available in all states and coverage and coverage terms may vary by state. Information and plans are not available or offered in Maryland.
